Dave Ramsey’s Distractions

On Thursday, June 3, 2021, Dave Ramsey made an announcement that shocked the world. 

“Timeshares are bad,” said Ramsey. 

In shocking news, Dave Ramsey announces that a timeshare is an unwise purchase.

In other news, water is wet. 

There are twenty-four hours in a day. 



The Reason for the Distractions

Dave Ramsey is desperate to talk about something else — something other than Timeshare Exit Team, Brandon Reed, and William Weinstein

Dave Ramsey stands credibly accused of conspiring with Brandon Reed and Timeshare Exit Team to cheat tens of thousands of middle-class and working-class consumers out of tens of millions of dollars, and he is currently refusing to answer the relevant questions of the chief law-enforcement officer in the State of Washington.

Dave Ramsey is desperate to change the topic.

Lisa Guerrero

Lisa Guerrero’s arm after an encounter with a Ramsey employee

Dave Ramsey wants to talk about Lisa Guerrero.  

Guerrero says that the bruising on her arm is evidence that she was assaulted by a Ramsey employee. Ramsey says that the hotel’s surveillance video footage demonstrates otherwise.

If Dave Ramsey has video evidence in his possession, he should produce the evidence.

If Inside Edition and Lisa Guerrero have additional video evidence in their possession, they should produce the evidence.

Whatever happened, this fact is undisputed: Lisa Guerrero suffered bruising while trying to get an answer to a simple question — Why does Dave Ramsey endorse Timeshare Exit Team?

Timeshare Developers

Ramsey wants to talk about timeshare developers, and about Diamond Resorts and Mike Flaskey. 

Dave Ramsey really wants the world to know that he dislikes Diamond chief executive Mike Flaskey. In this photograph, Flaskey tells people that Diamond really dislikes Timeshare Exit Team

Dave Ramsey argues that Timeshare developers are uniquely corrupt.

So what?

What does that have to do with Timeshare Exit Team? 

More than one year ago, Hancock.Law filed the first consumer lawsuit against Timeshare Exit Team, on behalf of Gordon and Cheryl Edgin. Mr. and Mrs. Edgin had paid Timeshare Exit Team $38,222.91 for a “timeshare exit” that the company failed to deliver.

Mr. and Mrs. Edgin’s demand for arbitration anticipated that Timeshare Exit Team would make the same argument that Ramsey is making — “Timeshares are bad, so we must be good.”

Their demand states the following:

Gordon and Cheryl Edgin were recently profiled in a newspaper article published by Religion News Service.

Throughout a December 2018 deposition, Brandon Reed cannot describe any meaningful plan to terminate a consumer’s timeshare obligations, and he fails to describe any value that the company delivers to a consumer who has waited years for a timeshare exit.

Rather than address his company’s failings, Brandon Reed employs the tired tactic of changing the topic. Again and again throughout the deposition, Reed argues that timeshare contracts are inherently unfair, and that timeshare developers are uniquely corrupt.

Reed is correct on both points. It is true that timeshare contracts are inherently unfair: Consumers spend tens of thousands of dollars to purchase a product that often cannot be re-sold for even one dollar. It is also true that timeshare developers are uniquely corrupt: Timeshares are sold during high-pressure face-to-face sales presentations while a consumer is on vacation, with a commission-based compensation model. Under this incentive structure, misrepresentations during the sales process are all but guaranteed.

Reed is wrong to think that Timeshare Exit Team is anything other than part of the problem.

Brandon Reed uses the same technique that Ramsey is employing: Distract. Blame the timeshare developers.

Mr. and Mrs. Edgin’s demand for arbitration should also end any argument that timeshare developers have filed lawsuits against Timeshare Exit Team because of its effectiveness: Mr. and Mrs. Edgin paid $1,700 per month to their timeshare developer throughout the eighteen months they were customers of Timeshare Exit Team. They made the payments on the advice of Timeshare Exit Team.

Mr. and Mrs. Edgin stopped using the vacation lodging for which they were paying — on the advice of Timeshare Exit Team.

Gordon and Cheryl Edgin’s timeshare obligations ended a few months after they retained Hancock.Law.

The Questions Remain

Dave Ramsey stands credibly accused of conspiring with Brandon Reed and Timeshare Exit Team to cheat tens of thousands of middle-class and working-class consumers out of tens of millions of dollars, and he is currently refusing to answer the relevant questions of the chief law-enforcement officer in the State of Washington.

Dave Ramsey will keep trying to change the subject. This blog will stay focused on the financial harm Timeshare Exit Team has caused to tens of thousands of families across North America.

This blog will continue to ask this question:

(1) Why should Dave Ramsey get to keep the money he took for playing the role of the pitch-man in a vast consumer fraud?

And these questions:

(2) How much money did Dave Ramsey take from his endorsement of Timeshare Exit Team?

Dave Ramsey is refusing to answer the questions of Washington’s chief law-enforcement officer.

Will Ramsey deposit that money in trust, for the benefit of the company’s victims?

And this question:

(3) Who is William Weinstein?

Why was Ramsey meeting with him?

Accountability

One of the first themes in the Bible is humanity’s failure to accept accountability.

When God asks Adam whether he had eaten from the tree of knowledge of good and evil, Adam immediately blames someone else: “The woman whom thou gavest to be with me, she gave me of the tree, and I did eat.” Genesis 3:12.

Eve blames the serpent: “The serpent beguiled me, and I did eat.” Genesis 3:13.

When God asks Cain for the location of his brother Abel, Cain tries to avoid responsibility: “I know not: Am I my brother’s keeper?” Genesis 4:9.

Dave Ramsey regularly quotes the Bible when giving financial advice to his readers and listeners.

Accountability is difficult, and no person is perfect.

Not even Dave Ramsey.

Hancock.Law

If you want to speak with a lawyer who is loyal to his clients, click this link. The consultation is free.

This blog post isn’t legal advice.
To schedule a free consultation with Hancock.Law, call (206) 785-7019 or click this link.

Author: David Hancock

consumer lawyer

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